What Is FICO® Score 9? How It Compares to FICO® Score 8

score8As explained on the IELTS website, overall test results are calculated to the nearest 0.5 or nearest whole band score. This means if the final score is not a precise 7.5 (as shown inFICO Score 8 is a credit score that lenders use to help determine a consumer’s overall credit risk. It is based on an individual’s payment history, amount of debt, length of